Jewelry Insurance Appraisals
Love It But Insure It
Using my decades of experience and following GIA standards, I appraise jewelry including wedding & engagement rings and diamonds for insurance purposes for Kansas City from my Overland Park jewelry store.
An up-to-date jewelry appraisal is an important document used to establish the value of your diamonds, watches, antique jewelry, or other fine items. Most of the appraisal I do are for insurance companies, so that the piece can be added to an insurance policy. In the unfortunate event that the piece is stolen, broken, or lost, this appraisal will identify the piece and state its value, so it can be fairly replaced. In addition to insurance appraisals, families and lawyers often request jewelry appraisals for estate planning, or to divide jewelry on an equal basis.
I have extensive experience as a jeweler and gemologist in the jewelry industry and, using that experience, can appraise any piece of jewelry including rare antique jewelry pieces. In the privacy of my Overland Park office, we can discuss your appraisal needs and get them accomplished. My appraisals include a complete description of the piece including important attributes about the gemstones, and an established value. A photo is especially important to any appraisal. If you lose your jewelry, having a quality photo of it allows for much easier replacement. Once I have appraised a piece, I will update that appraisal upon request and when the value has significantly changed.
In addition, appraisals are included with most every piece of jewelry I sell. If you recently purchased an engagement ring and did not receive an appraisal, require it from your jeweler at no charge. I can appraise it for you, but that should be included in your purchase. Typically, jewelry valued under $1,000 is not appraised; I will advise you if I do not believe your item needs to be appraised.
The price for appraisals varies by piece and depends on factors including if you having other work completed on your items, if you or I have an old appraisal, the number of items you have, and how complicated each item is to appraise. For one basic piece of jewelry, I charge $125, which includes a complete, professional cleaning.